When you think about the dangers associated with identity theft, you likely imagine shadowy criminals using your financial information to apply for credit cards or take out loans. While these actions can devastate your credit score—and often take years to repair—there’s another hazard that goes beyond that important number. It’s the theft of your medical […]
Author: toptiertesting_4jo4am
Why You Need More Personal Liability Insurance
According to the Association of Trial Lawyers of America, civil lawsuits, including those involving personal liability claims, cost the U.S. economy $233 billion each year. The average compensation payout for a civil injury suit is $60,000. The average awarded in a punitive damage lawsuit is $50,000. Most of us don’t have that kind of cash […]
Pet Insurance Basics
Americans love their pets. According to the American Pet Products Association, pet owners in the U.S. spent more than $58 billion on their cats, dogs, rabbits, horses and other critters in 2014. Of that expenditure, $15.25 billion was for veterinary care and $13.14 billion on related supplies and medications. We can all agree, that’s a […]
What to do if Your Tax Refund is Stolen
Imagine this: You’ve collected your W-2, your mortgage and student loan interest statements and your investment earnings documentation. You log into your online tax preparation software and spend the next hour inputting your information. When you hit “submit,” you breathe a sigh of relief; your taxes are complete for another year. Then you get an […]
Before Tossing Those Electronic Gadgets Consider This
You’d be surprised to know that simply tossing away electronic gadgets can potentially inflict damage including large financial losses In the age of hard drives and solid-state memory and its humongous capacity to store information, a lot of details about one’s self is actually stored in many different electronic devices. Therefore, throwing electronic devices indiscriminately […]
Dog Bite Prevention
Americans love their dogs. According to the American Pet Products Association, more than 56 million U.S. households included at least one canine companion in 2014. Unfortunately, raising a pooch isn’t always just wagging tails and slobbery kisses. The Centers for Disease Control and Prevention (CDC) report that dogs bite 4.5 million people every year. About […]
Why to Choose a Safe Deposit Box Over a Home Safe
Whether you want a safe place to stash heirloom jewelry from your great-great-grandmother, a treasured collection of rare coins, stacks of savings bonds or your last five years’ worth of tax returns, a safe deposit box at the bank is a better choice than a home safe for a number of reasons. A safe deposit […]
Buying a Used Car? Look Out for VIN Cloning
While car theft has been a great concern for car owners, it is less of a concern because of the improvement in technologies such as transponder keys, tracking and recovery systems, improved integrated active alarm systems, etc. But while car theft has dropped, car thieves have not given up… and the most common car crime […]
Buying Cruise Insurance
From weather delays to onboard mishaps, protecting yourself and your vacation is something you should consider before you set sail on your next cruise. Covered Events The unfortunate events covered by cruise insurance vary depending on policy. Common ones include missed departures and delays, cruise operator cancellations, emergency traveler cancellations, lost and stolen luggage, medical […]
Home Window Safety
You expect your home to be a safe place for your children—maybe even the safest. However, according to recent data from Safe Kids Worldwide, 2,200 children die each year from injuries sustained in the home. Caregivers take another 3.5 million kids to the ER after home accidents, and almost 2 million of them are treated […]