Nearly 4 million. That’s the number of babies (3,988,076 to be exact) born in the U.S. in 2014 according to the Centers for Disease Control and Prevention. It’s equal to about 10,926 births every day. If you’re among one of those families expecting a newborn—especially if it’s your first time—you’re probably thinking about a zillion […]

Fires, floods, tornados, hurricanes, high winds, hail and lightning… Mother Nature has some serious weapons in her arsenal, and she’s not afraid to use them. With extreme weather becoming more common in many parts of the country, every home is likely at risk of incurring damage from more than one type of natural disaster. In […]

According to the Centers for Disease Control and Prevention (CDC), motor vehicle injuries are the leading cause of death among children in the United States. In 2013, 638 children ages 12 and younger died in motor vehicle crashes. Another 127,250 were injured. Many of these deaths and injuries could have been prevented with the use […]

Traditional house keys may soon go the way of rotary phones thanks to new lock technology. From fingerprint sensors to Bluetooth and Wi-Fi enabled systems, keyless entry products are rapidly transforming the way Americans secure the doors to their homes. Are these easy-access locks the right choice for you? If you’re not comfortable with technology, […]

Unlike motor vehicle insurance, homeowner’s insurance is not required by law. However, if you purchased your home with a mortgage, your lender likely required you to buy a homeowner’s insurance policy to protect their investment in case of a fire or natural disaster. It’s important coverage to have—even if you own your home free and […]

If you own a home or condo, having a home insurance policy is required. But once you have it, most folks end up ignoring it after they have it in place. Yet for most of us, a home is the most valuable asset we’ll own… and it is filled with all the things we’ve collected […]

Fires, floods, tornados, hurricanes, high winds, hail and lightning… Mother Nature has some serious weapons in her arsenal, and she’s not afraid to use them. With extreme weather becoming more common in many parts of the country, every home is likely at risk of incurring damage from more than one type of natural disaster. In […]

Here’s one of the core things we help our clients with. Understanding how to minimize personal economic dangers via insurance coverage. For example, the sudden death of a close relative can have a significant negative impact on your family’s financial well being. Having adequate life insurance can help address this. Your home might catch fire. […]

Many kinds of credit lines and installment loans offer credit insurance. These products are designed to “protect” an individual’s credit score by covering installment payments in case of certain qualifying situations. Sadly these tend to be overpriced according to recent research. A study covering 2004 through 2013 demonstrated that 44.4 cents in benefits were paid […]