Whether you want a safe place to stash heirloom jewelry from your great-great-grandmother, a treasured collection of rare coins, stacks of savings bonds or your last five years’ worth of tax returns, a safe deposit box at the bank is a better choice than a home safe for a number of reasons. A safe deposit […]
Insurance Articles
Buying a Used Car? Look Out for VIN Cloning
While car theft has been a great concern for car owners, it is less of a concern because of the improvement in technologies such as transponder keys, tracking and recovery systems, improved integrated active alarm systems, etc. But while car theft has dropped, car thieves have not given up… and the most common car crime […]
Buying Cruise Insurance
From weather delays to onboard mishaps, protecting yourself and your vacation is something you should consider before you set sail on your next cruise. Covered Events The unfortunate events covered by cruise insurance vary depending on policy. Common ones include missed departures and delays, cruise operator cancellations, emergency traveler cancellations, lost and stolen luggage, medical […]
Home Window Safety
You expect your home to be a safe place for your children—maybe even the safest. However, according to recent data from Safe Kids Worldwide, 2,200 children die each year from injuries sustained in the home. Caregivers take another 3.5 million kids to the ER after home accidents, and almost 2 million of them are treated […]
Should You Buy Disability Insurance?
What would happen if you were permanently injured or became too ill to work? You might qualify for disability payments from Social Security, but would you be able to survive on the average payout ($1,165/month as of April 2015)? Maybe you have some savings, but would they be adequate to cover your living expenses until […]
Preventing Accidental Poisoning
America’s poison help lines received over 3.1 million calls in 2013 alone. While accidental poison exposure of children younger than the age of 6 accounted for nearly 50 percent of incidents, kids weren’t the only ones in harm’s way. Ninety-two percent of reported poison-related deaths were of adults. More than 90 percent of poisonings occurred […]
Rental Insurance Basics for College Grads
Whether you’ve just graduated from college or are the parent of a recent college grad, here’s a fact you need to know: only 37 percent of today’s renters have rental insurance. This means millions are only one fire, natural disaster or burglary away from the financial losses renters insurance was created to protect them from. […]
Insuring Your Bicycle — Why It Might Be a Good Idea
Summer is a lovely time to get outdoors and bike with your family, but before you go, you’ll want to consider protecting the investment you’ve made in recreation vehicles. Bikes are much easier to steal than cars, as even heavy duty locks can be compromised with the right equipment. The FBI estimates that 1.5 million bicycles are […]
Preventing Burglary — What You Can Do to Protect Your Home
When driving down a street at night looking at houses, you are most likely drawn to the house with exterior lighting, neatly trimmed landscaping, and lights on inside. That’s because the house looks inviting and well cared for. Now imagine a burglar is driving down the same street. The things that drew you to the […]
One Homeowner’s Tool You’re Probably Overlooking
Why do you have homeowners insurance? If you’re like many American homeowners, it’s not because you believe anything bad will ever happen to your property but because your mortgage lender or landlord says you must. You signed up for the policy and never gave it another thought. This is extremely dangerous. Disasters can strike at […]