We all have the occasional night where we just can’t manage to fall asleep or stay asleep long enough to feel rested. However, according to the Centers for Disease Control and Prevention (CDC), insufficient sleep is rapidly becoming a public health epidemic, with lack of quality slumber linked to motor vehicle crashes, industrial disasters and […]

Automobile accidents on America’s busy roadways—from minor fender-benders to fatal pile-ups—are more common than you may imagine. According to data from the National Highway Traffic Safety Administration, 9,387,000 passenger vehicles were involved in police-reported traffic crashes in 2012. More than 35,000 of these vehicles were involved in fatal crashes, 21,667 occupants lost their lives, and […]

If you were anywhere near a television in June of 2013, you likely saw this graphic video of a horrifying New Jersey home invasion broadcast repeatedly on national news programs. It’s the stuff of nightmares, and unfortunately, according to the FBI, these violent break-ins—and less violent burglaries—are not as uncommon as you may think. Nearly […]

If amassing the largest quantity of college debt is a contest, it appears that the Class of 2014 has won. According to one analysis of government data, the average graduating college student this year had $33,000 in student loans. After adjusting for inflation, that’s nearly twice the amount students borrowed two decades ago. And parents […]

It’s a question you hear every time you rent a car: “Would you like to purchase insurance for this rental?” If you’re particularly cautious, you may even be tempted to answer in the affirmative, despite the fact that full supplemental coverage is prohibitively expensive, actually doubling the cost of rentals according to the United Services […]